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Home > Services > Loans > Loan Rates

Loan Rates

MAC FCU offers highly competitive loan rates!

Loan TypeAnnual Percentage Rate (APR)APR With 2% Full-Service DiscountMaximum Term
Share Secured3.00% over share rate60 months
New VehiclesAs low as 6.89%As low as 4.89%120 months
Used Vehicles As low as 7.39%As low as 5.39%96 months
Motorcycle / Off RoadAs low as 6.99%As low as 4.99%96 months
RV, Camper, Truck/Camper ComboAs low as 8.99%As low as 6.99%240 months
BoatAs low as 8.99%As low as 6.99%180 months
Equipment As low as 7.99%As low as 5.99%84 months
Personal As low as 11.99%As low as 9.99%72 months
Effective July 15, 2025
On approved credit. Rates and terms subject to creditworthiness. Restrictions apply. Does not include Internal Refinancing, See Branch For Details.
Click here for more information about Full-Service Membership.

Ready to apply? Contact us or apply online today.

 

Once a member of MAC FCU, always a member of MAC FCU.

When you open an account with us, you’re a member for life, as long as the account stays open.
You can move and take us along!

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