eChecking - The Only Checking Account You Will Ever Need

Keep in mind - we don't just offer banking services, we live and work within the Fairbanks community. As a part of the community, we know exactly what you need in a checking account because we use the same account.

eChecking is the best checking account in the state! Earn 2.00% APY* on balances up to $10,000, no catch, no penalties and peace of mind.

Our eChecking account benefits and services include:

• No Minimum Balance
• Online Banking
• eStatements
• Mobile Banking App
• Bill Pay
• ATM Withdrawals
• Remote Check Deposit
• 2.00% APY on balances up to $10,000
• 0.25% APY on balances up to $10,000 if monthly qualifications are NOT met.
• 0.15% APY on balances over $10,000.

To earn the 2.00% APY all you have to do is simply use your checking account each month as follows:

• Have 12 or more signature-based debt card purchases posted to your account by the last day of the month (signature based means the card is run as credit at the terminal)
• Have at least one direct deposit, automatic withdrawal or one bill-pay transaction
• Maintain a valid email address with MAC for eStatements
• Log into online banking
• Have no more than three paper checks clear

*APY stands for Annual Percentage Yield.

We’re here to help, so don’t hesitate to contact us with any questions! Good to go? Open an account with us today!