eChecking – The Only Checking Account You Will Ever Need
Keep in mind – we don’t just offer banking services, we live and work within the Fairbanks community. As a part of the community, we know exactly what you need in a checking account because we use the same account.
eChecking is the best checking account in the state! Earn 2.00% APY* on balances up to $10,000, no catch, no penalties and peace of mind.
Our eChecking account benefits and services include:
- No Minimum Balance
- Online Banking
- Mobile Banking App
- Bill Pay
- ATM Withdrawals
- Remote Check Deposit
- 2.00% APY on balances up to $10,000
- 0.25% APY on balances up to $10,000 if montly qualifications are NOT met.
- 0.15% APY on balances over $10,000.
To earn the 2.00% APY all you have to do is simply use your checking account each month as follows:
- Have 12 or more signature-based debt card purchases posted to your account by the last day of the month (signature based means the card is run as credit at the terminal)
- Have at least one direct deposit, automatic withdrawal or one bill-pay transaction
- Maintain a valid email address with MAC for eStatements
- Log into online banking
- Have no more than three paper checks clear
*APY stands for Annual Percentage Yield.
We’re here to help, so don’t hesitate to contact us with any questions! Good to go? Open an account with us today!