eChecking - The Only Checking Account You Will Ever Need
Keep in mind - we don't just offer banking services, we live and work within the Fairbanks community. As a part of the community, we know exactly what you need in a checking account because we use the same account.
eChecking is the best checking account in the state! Earn 2.00% APY* on balances up to $10,000, no catch, no penalties and peace of mind.
Our eChecking account benefits and services include:
- No Minimum Balance
- Online Banking
- Mobile Banking App
- Bill Pay
- ATM Withdrawals
- Remote Check Deposit
- 2.00% APY on balances up to $10,000
- 0.25% APY on balances up to $10,000 if monthly qualifications are NOT met.
- 0.15% APY on balances over $10,000.
To earn the 2.00% APY all you have to do is simply use your checking account each month as follows:
- Have 12 or more signature-based debt card purchases posted to your account by the last day of the month (signature based means the card is run as credit at the terminal)
- Have at least one direct deposit, automatic withdrawal or one bill-pay transaction
- Maintain a valid email address with MAC for eStatements
- Log into online banking
- Have no more than three paper checks clear
*APY stands for Annual Percentage Yield.
We’re here to help, so don’t hesitate to contact us with any questions! Good to go? Open an account with us today
Switch to MAC!
It’s easy to move recurring payments and direct deposits to a new or existing MAC account. Click here, and your account information is transferred instantly. It’s safe, quick and convenient.
Once a member of MAC FCU, always a member of MAC FCU.
When you open an account with us, you're a member for life, as long as the account stays open.
You can move and take us along!