MACFCU’s Share Certificates – The Long Term Savings Plan!
Dividends on these accounts are higher than regular savings and have a specific maturity date.
- Six (6) month
- Twelve (12) month
- Twenty-Four (24) month
- Thirty-Six (36) month
- Forty-eight (48) month
Check the rate page for the current interest rates!

Fall 2023 Special Certificate
Take advantage of this exciting 3-month fall certificate special to earn higher dividends! This share has a promotional yield of 4.45%, funds do not need to be "new money," and can come from within the CU. To fund this product, please call or come visit us at your nearest branch. Some restrictions apply. No other discounts or benefits apply. Limit one per Primary Member. Available for a limited time only.
APY: 4.45% Min Deposit: $50,000.00
Effective Date: Aug 1, 2023
Term | Dividend Rate (Min $500) | APY* (Min $500) |
---|---|---|
6 Months | 2.48 | 2.50 |
12 Months | 4.10 | 4.10 |
24 Months | 3.25 | 3.25 |
36 Months | 3.40 | 3.40 |
48 Months | 2.00 | 2.00 |
More Info on MACFCU’s Share Certificates
If you have any questions about our share certificate programs or related details, don’t hesitate to contact us. Even if you’ve never thought about using a share certificate before and are simply curious about how it can help your finances, we’d be glad to assist you.

Once a member of MAC FCU, always a member of MAC FCU.
When you open an account with us, you're a member for life, as long as the account stays open.
You can move and take us along!