Finding a home is no easy feat. Whether you're shopping for a new one, or would like to refinance the one you're in, MAC has several lending options available for you. We are upfront about all of our rates and fees. Our application process is conveniently easy. You can complete it online via the link below, or call us to speak to a Mortgage Loan Officer today. Toll-Free: 877-883-1253, Local: (907) 456-1253
Mortgage Loans
We’re happy to offer our members a wide variety of mortgage loans and features.
Loans
Auto loans, Personal loans, Mortgage loans… we’ve got it all! You can find the financing you need at MACFCU, and you can do it from the comfort of your home, with our Apply Online service.
Accounts
We offer a variety of accounts for members, both business and personal. We have an account for every lifestyle, including Checking, Savings, IRAs, Teen and Kids, and more.
Business Services
We’ve got an excellent account options for businesses. Our fees are low - we’re here to help your business succeed, not take advantage of you.
Fannie Mae
- Primary Residence, Second Home and Investment Property
- Up to 97% LTV for a Purchase
- Up to 97% LTV Rate & Term Refinance
- Home Affordable Refinance Program (HARP)
- One Time Close Construction for Permanent & Renovations
- Construction Take Out Loan Options
VA Loan
- Primary Residence
- Up to 100% LTV
- 100% LTV IRRRL (Interest Rate Reduction)
USDA
- Primary Residence
- Up to 101% LTV
- Streamline Refinance
FHA
- Primary Residence
- High Balance Loan Available
- 97.75% LTV
- Rate & Term Refinance
- Streamline Refinance
- Cash Out Refinance
Jumbo
- Primary Residence or Second Home
- 90% LTV up to $750,000
- 85% LTV up to $1,000,000
Apply for a loan, work on your application in progress, and upload documents by visiting our Quick Mortgage Application site.
If you are unsure which mortgage program is best for you, please contact us and we will be more than happy to spend as much time as needed figuring out which loan is best for you.