Share Certificates

Effective Date: Dec 1, 2022

TermDividend Rate
(Min $500)		APY*
(Min $500)
6 Months.747.75
12 Months3.103.10
24 Months3.253.25
36 Months3.403.40
48 Months2.002.00

IRA / ROTH IRA Share Certificates

TermDividend Rate
(Min $500)		APY*
(Min $500)
12 Months1.001.00
24 Months1.501.50

Money Market Accounts

TierDividend RateAPY*
$2,500 – 4,999.15.15
$5,000 – 9,999.30.30
$10,000 – 24,999.35.35
$25,000 – 49,999.45.45
$50,000 - 99,999.75.75
$100,000-249,9991.001.00
$250,000 and above1.501.50

Shares

Account TypeDividend RateAPY*
Regular Shares & Secondary Shares
$50 - $4,999
$5,000 and above
.15
.30
.15
.30
Business
$0 ‐ $99
$100 ‐ $4,999
$5,000 +
.00
.15
.30
.00
.15
.30
Business Draft Plus
$0 ‐ $999
$1,000 ‐ $9,999
$10,000 +
.00
.30
.45
.00
.30
.45
Business Money Market
$0 ‐ $4,999
$5,000 ‐ $24,999
$25,000 +
.00
.45
.60
.00
.45
.60
MAC Kids Club.30.30
MAC Teen Account.30.30
eChecking**
(On balances up to $10,000)		2.002.00
eChecking**
(On balances up to $10,000 if monthly qualifications are NOT met)		.25.25
eChecking**
(On balances over $10,000)		.15.15
Holiday Club Savings.30.30
IRA/ Roth IRA/ Converted Roth IRA/
Educational IRA savings		.75.75

Rates for $100,000 and over may be quoted separately
*ANNUAL PERCENTAGE YIELD
** Restrictions may apply

Loan Rates

Effective Date: August 11, 2022

Loan TypeAnnual Percentage RateMaximum Term
Share Secured3.00% over share rate60 months
Vehicles As low as 5.99%*96 months
RVAs low as 5.99%*180 months
Motorcycle / Off RoadAs low as 4.49%*96 months
BoatAs low as 5.99%*180 months
Personal As low as 11.99%60 months
Equipment As low as 5.99%84 months

 

Rates vary depending on approximate terms and creditworthiness.
*On Approved Credit, Includes 2% Discount For Existing Full-Service Members, Does not include Internal Refinancing, See Branch For Details.

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