Share Certificates

Effective Date: March 17, 2020

Term	Dividend Rate (Min $1000)	APY* (Min $1000)
6 Months	0.747	0.75
12 Months	1.10	1.10
24 Months	1.25	1.25
36 Months	1.45	1.45
48 Months	1.50	1.50

IRA / ROTH IRA Share Certificates

Term	Dividend Rate (Min $1000)	APY* (Min $1000)
12 Months	1.10	1.10
24 Months	1.25	1.25

Money Market Accounts

Tier	Dividend Rate	APY*
$2,500 – 4,999	.15	.15
$5,000 – 9,999	.30	.30
$10,000 – 24,999	.35	.35
$25,000 – 49,999	.45	.45
$50,000 and up	.60	.60

Shares

Account Type	Dividend Rate	APY*
Regular Shares & Secondary Shares $50 - $4,999 $5,000 and above	0.15 .30	0.15 .30
MAC Kids Club	.30	.30
MAC Teen Account	.30	.30
Business $50 - $4,999 $5,000 and above	.15 .30	.15 .30
eChecking**	2.00	2.00
Holiday Club Savings	.30	.30
IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings	.75	.75

Rates for $100,000 and over may be quoted separately

*ANNUAL PERCENTAGE YIELD

** Restrictions may apply