Share Certificates
Effective Date: January 1, 2018
| Term | Dividend Rate (Min $1000) | APY* (Min $1000) |
|---|---|---|
| 6 Months | .49 | .50 |
| 12 Months | 1.25 | 1.25 |
| 24 Months | 1.70 | 1.70 |
| 36 Months | 1.90 | 1.90 |
| 48 Months | 2.10 | 2.10 |
IRA / ROTH IRA Share Certificates
| Term | Dividend Rate (Under $50,000) | APY* (Under $50,000) | Dividend Rate ($50,000+) | APY* ($50,000+) |
|---|---|---|---|---|
| 12 Months | 1.25 | 1.25 | 1.25 | 1.25 |
| 24 Months | 1.70 | 1.70 | 1.70 | 1.70 |
Money Market Accounts
| Tier | Dividend Rate | APY* |
|---|---|---|
| $2,500 – 4,999 | .25 | .25 |
| $5,000 – 9,999 | .40 | .40 |
| $10,000 – 24,999 | .50 | .50 |
| $25,000 – 49,999 | .60 | .60 |
| $50,000 and up | .75 | .75 |
Shares
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Regular Shares & Secondary Shares $50 - $4,999 $5,000 and above | 0.25 .50 | 0.25 .50 |
| MAC Kids Club | .50 | .50 |
| Business $50 - $4,999 $5,000 and above | .25 .50 | .25 .50 |
| MAC Teen Account | .50 | .50 |
| eChecking** | 1.98 | 2.00 |
| Holiday Club Savings | .50 | .50 |
| IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings | 1.00 | 1.00 |
Rates for $100,000 and over may be quoted separately
*ANNUAL PERCENTAGE YIELD
** Restrictions may apply