| Share / Share Draft | |
| ACH Stop Payment | $10.00 |
| Check Fee Per Item - Deposit/Paid | Per Item |
| 0-50 | Free |
| 51+ | 10¢ |
| Cash Services (Cash Deposit) Fees | Per Item |
| Share Savings: | .25% over $5000 |
| Draft Checking: | .25% over $5000 |
| Draft Checking Plus: | .001% over $100,000 |
| Transfer from Savings to Cover NSF | $5.00 |
| Deposit Adjustment Fee | $2.00 |
| Inactivity Fee (monthly after 365 days inactive) | $10.00 |
| Check Copies (per page after first two) | $2.00 |
| Overdraft / NSF | $35.00 |
| Return Deposit Fee (issued by member) each check | $35.00 |
| Statement Reproduction | $5.00 |
| Stop Payment (single item) | $7.00 |
| Stop Payment (multiple items) | $10.00 |
| Share Savings Min Balance Fee | $10.00 |
| Draft Checking Min Balance Fee | $10.00 |
| Draft Checking Plus Min Balance Fee | $25.00 |
| CU Cashier’s Check (after first 3 monthly) | $5.00 |
| *** Member Check Orders (by style / quantity) | |
| Money Market | |
| Money Market minimum balance fee | $25.00 |
| Cash Services Fee over $250,000 | .001% |
| Safe Deposit Boxes (annual) | |
| 3 x 5 Safe Deposit Box | $40.00 |
| 3 x 10 Safe Deposit Box | $75.00 |
| 5 x 10 Safe Deposit Box | $95.00 |
| 10 x 10 Safe Deposit Box | $115.00 |
| Safe box drill fee | $125.00 |
| Miscellaneous | |
| Account Closure (within 90 days | $25.00 |
| Bad Address Fee (monthly) | $4.00 |
| Collection Item | $10.00 |
| Levy Fee | $20.00 |
| Night Depository Bags - small zippered | $15.00 |
| Night Depository Bags - large locking | $25.00 |
| Paper Statement Fee (assessed monthly) | $2.00 |
| Research / Reconciliation on Accounts (per hour) | $25.00 |
| Verificaton of Deposit | $10.00 |
| Wire Transfers | |
| Wire Transfers - Outgoing Domestic | $20.00 |
| Wire Transfers - Foreign | $35.00 |
| Bill Pay | |
| Bill Pay – Stop Payment | $10.00 |
| Bill Pay – Check Copies | $7.50 |
| VISA / VISA Debit Cards | |
| Card Replacement Fee | $10.00 |
| Card Research Fee (per hour) | $15.00 |
| Overdraft / NSF | $35.00 |
| 1% | Visa Foreign Currency Exchange Fee |
| Business Loans | |
| Lien Processing Fee | $75.00 |
| Document Prep Fee | $99.00 |
| Late Charge (greater of) | $20 or 5% |
| Loan Origination Fee | 1% |
| *All fees are subject to change without notice. | Effective 12/01/22 |
Once a member of MAC FCU, always a member of MAC FCU.
When you open an account with us, you're a member for life, as long as the account stays open.
You can move and take us along!