| Share / Share Draft | |
| ACH Stop Payment | $10.00 |
| Check Fee Per Item - Deposit/Paid | Per Item |
| 0-50 | Free |
| 51-500 | 10¢ |
| 501+ | 8¢ |
| Deposit Adjustment Fee | $2.00 |
| Inactivity Fee (monthly after 365 days inactive) | $10.00 |
| Microfiche/Check Copies (per page after first two) | $2.00 |
| Overdraft / NSF | $35.00 |
| Return Deposit Fee (issued by member) each check | $35.00 |
| Returned Check HCM | $5.00 |
| Statement Reproduction | $3.00 |
| Stop Payment (single item) | $7.00 |
| Stop Payment (multiple items) | $10.00 |
| Transfer from Savings to checking to cover NSF | $5.00 |
| New Accounts | |
| Check Orders | depends on style/quantity |
| Bill Pay | |
| Bill Pay - Stop Payment | $10.00 |
| Bill Pay - Check Copies | $7.50 |
| VISA / ATM / VISA Check Cards | |
| ATM Card Fee | $2.00 |
| Card Reorder Fee | $10.00 |
| Card Research Fee (per hour) | $15.00 |
| Overdraft / NSF | $35.00 |
| PIN Reissue Fee | $5.00 |
| Loans / VISA Cards | |
| DMV Processing Fee | $10.00 |
| Document Copy | $2.00 |
| Document Fee | $250.00 |
| Late Charge (10 day grace period) minimum | $35.00 |
| Loan Fee | 1% |
| Over-Limit Charge | $10.00 |
| Skip Payment Fee | $25.00 |
| Contract Collections | |
| Contract Collections - Setup | $250.00 |
| Contract Collections - Monthly | $20.00 |
| Cashier's Checks/Money Orders / Traveler's Checks | |
| Credit Union Cashier's Check (after first 3 monthly) | $5.00 |
| Money Orders up to $1000.00 (each) | $1.50 |
| Western Union / Wire Transfers | |
| Western Union CMO - domestic | $20.00 |
| Western Union CMO - International | $35.00 |
| Wire Transfers - Outgoing Domestic | $20.00 |
| Wire Transfers - Foreign | $35.00 |
| Safe Deposit Boxes (annual) | |
| 3 x 5 Safe Deposit Box | $40.00 |
| 3 x 10 Safe Deposit Box | $75.00 |
| 5 x 10 Safe Deposit Box | $95.00 |
| 10 x 10 Safe Deposit Box | $115.00 |
| Miscellaneous | |
| Account Closure (within 90 days | $10.00 |
| Bad Address Fee (monthly) | $4.00 |
| Coin Counting | 5% |
| Collection Item | $10.00 |
| Levy Fee | $20.00 |
| Night Depository Bags - small zippered | $15.00 |
| Night Depository Bags - large locking | $25.00 |
| Paper Statement Fee (assessed monthly) | $2.00 |
| Research / Reconciliation on Accounts (per hour) | $15.00 |
| Verificaton of Deposit | $10.00 |
| PayPal Transaction Fee | $0.50 |
| Online Debit Card Payments (Pass-through fee) | $4.95 |
| *All fees are subject to change without notice. |
MAC Federal Credit Union (MACFCU)
Perfect Credit Not Required
Vehicle Loans
RATES AS LOW AS
3.50%
APR*
eChecking
RATES UP TO
2.00%
APY*
Money Market
RATES UP TO
0.75%
APY*
Share Certificates
RATES UP TO
3.10%
APY*