Buying a car is a big commitment! Whether you are a first-time buyer or have a long history of great credit, MAC has great financing options for your next vehicle.
MAC says “yes” when others say “no.” You are more than your credit score! We will work with you to find a financing option that fits your needs and credit history. And if you don’t qualify right away, our certified financial counselors can help guide you toward building your credit.
What you can expect from us:
- Loan options for new and used vehicles
- Loans for new and used recreational vehicles
- Easy online application
- Quick loan processing
When you get a car loan from MACFCU, you know that your loan has competitive rates that will save you money even after you’ve made the purchase.
If you have any questions about our loans, feel free to contact us. If you’re ready to start the quick and easy loan application process, here is a bit more info.
Not Just for Cars and Trucks!
We have great loan options for rec vehicles and more. Alaska is full of opportunities for adventure! Let us get you on the road (or OFF the road).
- Motorcycles
- ATVs
- Snow Machines
- RVs
- Campers
- Truck/Camper Combos
- Boats
- Off-road Vehicles
MAC offers a 10-Year Term!
If you are purchasing a new vehicle, you may be eligible for a loan with a 10-year term. This allows you to get that brand new vehicle with a lower monthly payment. If you are a full-service member, you can also get 2.00% off your interest Annual Percentage Rate (APR), so you can be confident that you are getting a great deal!
On approved credit. Rates and terms subject to creditworthiness.
Loan Rates
| Loan Type | Annual Percentage Rate (APR) | APR With 2% Full-Service Discount | Maximum Term |
|---|---|---|---|
| Share Secured | 3.00% over share rate | 60 months | |
| New Vehicles | As low as 6.89% | As low as 4.89% | 120 months |
| Used Vehicles | As low as 7.39% | As low as 5.39% | 96 months |
| Motorcycle / Off Road | As low as 6.99% | As low as 4.99% | 96 months |
| RV, Camper, Truck/Camper Combo | As low as 8.99% | As low as 6.99% | 240 months |
| Boat | As low as 8.99% | As low as 6.99% | 180 months |
| Equipment | As low as 7.99% | As low as 5.99% | 84 months |
| Personal | As low as 11.99% | As low as 9.99% | 72 months |
On approved credit. Rates and terms subject to creditworthiness. Restrictions apply. Does not include Internal Refinancing, See Branch For Details.
Click here for more information about Full-Service Membership.
Loan Calculator
Use our Loan Calculator to help you determine the financing and payment options that are best for you. Loan Calculator will display the results along with an optional payment schedule if you choose to do so.