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Home > Services > Business Services > Business Lending Products

Business Lending Products

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Join the growing list of businesses in our community that trust MAC FCU for all their business banking needs.

Business Services
(907) 474-1280

Business Loan Application Portal

Start a new business loan application, check the status of your application, upload documents in the member portal, and more.

Small Business Term Loans

MAC FCU’s small business term loans allow business members to quickly and efficiently obtain funds to purchase equipment, upgrade vehicles or request onetime cash injections. Available term loans are fixed rate Unsecured Loans, Business Equipment Loans, and Commercial Auto Loans.

Small Business Lines of Credit

Every small business has unforeseen expenses or needs access to a source of off-season working capital. Let MAC help you manage these with a small business line of credit. An unsecured line of credit is not designated for a specific purpose or purchase — it’s a good choice for small businesses looking for ways to enhance cash flow.

Business Loan Rates

Loan TypeAnnual Percentage Rate (APR)Maximum Term
Unsecured Line of Creditas low as +3.49% WS Prime
Unsecured Term Loanas low as 6.49%60 months
Business Equipmentas low as 4.99%120 months
Commercial Autoas low as 4.99%120 months
Effective December 1, 2024
On approved credit. Rates and terms subject to qualifications. Restrictions apply. See Branch For Details.

Branch Locations

10th Avenue Branch

541 10th Ave
Fairbanks, AK 99701

Wasilla Branch

2700 E Parks Hwy
Wasilla, AK 99654

FT Wainwright Branch

3700 Santiago Ave.
Ft. Wainwright, Alaska 99703

Palmer Branch

1010 E Palmer-Wasilla Hwy
Palmer, Alaska 99645

Want to find out more?
Let’s talk!

Business Services
(907) 474-1280

Email Business Services
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