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Home > Services > Accounts > Share Certificates

Share Certificates

MACFCU’s Share Certificates – The Long Term Savings Plan!

Dividends on these accounts are higher than regular savings and have a specific maturity date.

  • Six (6) month
  • Twelve (12) month
  • Eighteen (18) month
  • Twenty-Four (24) month
  • Thirty-Six (36) month
  • Forty-eight (48) month

Check the rate page for the current interest rates!

Effective Date: July 15, 2025

TermDividend Rate
(Min $500)
APY*
(Min $500)
6 Months3.653.67
12 Months4.154.15
18 Months4.234.19
24 Months2.792.79
36 Months2.692.69
48 Months2.292.29

More Info on MACFCU’s Share Certificates

If you have any questions about our share certificate programs or related details, don’t hesitate to contact us. Even if you’ve never thought about using a share certificate before and are simply curious about how it can help your finances, we’d be glad to assist you.

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Once a member of MAC FCU, always a member of MAC FCU.

When you open an account with us, you’re a member for life, as long as the account stays open.
You can move and take us along!

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