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Home > Services > Accounts > Checking

Checking

The Best Checking Account in the State!

We don’t just offer banking services – we live and work in Alaska. As part of the community, we know exactly what you need in a checking account because we use the same account.

Earn 2.00% APY* on balances up to $10,000 – no catch, no penalties, just peace of mind.

In addition to offering competitive rates, we also believe in giving back to the community.  For every Checking account that is opened, MAC FCU will donate $10 to a local non-profit partner of your choice! Because here at MAC, we are invested in your financial well-being AND in that of the communities we serve.

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Your Checking Account Does More!

Did you know your eChecking account makes a difference in your local community? When you open an account, MAC will donate $10 to a local charity that you choose! MAC is community-focused, and we love to contribute to organizations that are impacting Alaska! Check out these great partners:

STATEWIDE PARTNERS:

  • BCDC of Alaska (Breast Cancer Detection Center)
  • Battle Dawgs
  • Steven Cohen Military Clinic (aka AK Behavioral Health)

 

FAIRBANKS PARTNERS:

  • Fairbanks Children’s Museum
  • Fairbanks Youth Advocates (aka The Door)
  • Forget Me Not Animal Rescue

 

VALLEY PARTNERS:

  • Alaska’s Healing Hearts
  • Alaska Solstice Search Dogs
  • Choosing our Roots
  • MyHouse
  • Set Free Alaska

Our Checking account benefits and services include:

  • No Minimum Balance
  • Online Banking
  • eStatements
  • Mobile Banking App
  • Bill Pay
  • ATM Withdrawals
  • Remote Check Deposit
  • 2.00% APY on balances up to $10,000
  • 0.25% APY on balances up to $10,000 if monthly qualifications are NOT met.
  • 0.15% APY on balances over $10,000.

To earn the 2.00% APY all you have to do is simply use your checking account each month as follows:

  • Have 12 or more signature-based debt card purchases posted to your account by the last day of the month (signature based means the card is run as credit at the terminal)
  • Have at least one direct deposit, automatic withdrawal or one bill-pay transaction
  • Maintain a valid email address with MAC for eStatements
  • Log into online banking
  • Have no more than three paper checks clear

*APY stands for Annual Percentage Yield.
We’re here to help, so don’t hesitate to contact us with any questions!

Good to go? Open an account with us today!

Open an Account
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Once a member of MAC FCU, always a member of MAC FCU.

When you open an account with us, you’re a member for life, as long as the account stays open.
You can move and take us along!

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