Are you experiencing "sticker shock" while shopping for a new or pre-owned vehicle? Are you lowering your standards to get the vehicle payment you can afford instead of the vehicle you want? Do you think that buying less than a vehicle that you really want is your only option? Have you been financing your vehicle for longer loan terms than you want, just to bring your monthly payment down?

If you are this borrower, MAC FCU has the solution for you! The Auto XP program can put you behind the wheel of that new or pre-owned vehicle you want, with a monthly payment you can afford. Like a lease, the program offers monthly payments considerably lower than conventional financing. Yet, unlike a lease, with the Auto XP program, the vehicle is titled in your name - you own the vehicle without all the hassle or hidden costs associated with leasing.

With the Auto XP program, vehicles up to five model years old are eligible. Discover the advantages of the Auto XP program for yourself.

• No first or last payment or money due at signing
• Vehicle ownership flexibility
• No capitalization fees
• No acquisition fees
• Mileage options of 12,000, 15,000, or 18,000 per year available
• Option to sell, trade, refinance, or payoff at any time during your loan term without any early termination fees. Or simply surrender your vehicle and "walk away" at loan maturity.

Find out how low your Auto XP monthly payment could be. Click here to go to the Auto XP Calculator where you can build your dream vehicle and compare the low Auto XP payments to what you would pay on a conventional loan.

For more information about the Auto XP Program, call MAC today!