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Share Certificates

Effective Date: April 1, 2021

TermDividend Rate
(Min $500)		APY*
(Min $500)
6 Months.449.45
12 Months.75.75
24 Months.95.95
36 Months1.001.00
48 Months1.151.15

IRA / ROTH IRA Share Certificates

TermDividend Rate
(Min $500)		APY*
(Min $500)
12 Months.75.75
24 Months.95.95

Money Market Accounts

TierDividend RateAPY*
$2,500 – 4,999.15.15
$5,000 – 9,999.30.30
$10,000 – 24,999.35.35
$25,000 – 49,999.45.45
$50,000 and up.60.60

Shares

Account TypeDividend RateAPY*
Regular Shares & Secondary Shares
$50 - $4,999
$5,000 and above
.15
.30
.15
.30
Business
$50 - $4,999
$5,000 and above
.15
.30
.15
.30
MAC Kids Club.30.30
MAC Teen Account.30.30
eChecking**
(On balances up to $10,000)		2.002.00
eChecking**
(On balances up to $10,000 if monthly qualifications are NOT met)		.25.25
eChecking**
(On balances over $10,000)		.15.15
Holiday Club Savings.30.30
IRA/ Roth IRA/ Converted Roth IRA/
Educational IRA savings		.75.75

Rates for $100,000 and over may be quoted separately
*ANNUAL PERCENTAGE YIELD
** Restrictions may apply

Loan Rates

Effective Date: October 1, 2021

Loan TypeAnnual Percentage RateMaximum Term
Share Secured3.00% over share rate60 months
Vehicles As low as 2.49%*96 months
RVAs low as 4.49%*180 months
Motorcycle / Off RoadAs low as 2.49%*96 months
BoatAs low as 4.49%*180 months
Personal As low as 9.99%60 months
Equipment As low as 3.99%84 months

 

Rates vary depending on approximate terms and creditworthiness.
*On Approved Credit, Includes 2% Discount For Existing Full-Service Members, Does not include Internal Refinancing, See Branch For Details.

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